How report somebody to credit bureau?

if a person own me money, should i first take him to court or i can report him to credit bureau?

How report somebody to credit bureau?

After you take him to court, a judgment will be awarded in your favor and this will show up on his credit. And will affect it negatively. All court judgments, small or big, against you will show up on your credit.

How report somebody to credit bureau?

You can take him to court - small claims court is good if the amount fits within the limits in your locality.

You can%26#039;t just report somebody to a credit bureau.

How report somebody to credit bureau?

You could maybe take him to small claims court, but you have to be able to prove he owes you money to win your case. No, you can%26#039;t report him to the credit bureau%26#039;s unless he owes you money through a business you own and once again you would have to have documentation of this debt.

Bank reporting to the credit bureau?

I have been doing business with a bank for the past 5 years, and they don%26#039;t report to the credit bureau.... I heard that if you request for them to, they have to? Is that true? Advice on approaching the subject to the bank?

Bank reporting to the credit bureau?

I don%26#039;t know if they %26quot;have to.%26quot; Some will but they may end up charging you a fee to do so. My advice, talk to someone that you%26#039;re use to dealing with at the bank (loan officer, etc.) and ask them about it. The most they can do is say they won%26#039;t do it - no harm done.

Bank reporting to the credit bureau?

What you need to do is ask a manager. You have a right to know their policy.

Bank reporting to the credit bureau?

It depends on what type of business you%26#039;re doing with them. If you have a checking account with a bank, there%26#039;s really nothing for them to report. Nothing on savings either.

If you have a loan or credit card, they should be reporting your payment history.

Bank reporting to the credit bureau?

Hi!

Nope. Not true at all. Banks don%26#039;t normally report anything to the bureaus..they do pull credit reports on new customers, though.

I don%26#039;t think you should bother them at all about this.

Does DCU report to credit bureau for secured cards?

I am applying for secured card from DCU but need to know whether they report to credit bureau and how many of them do they report to?

Does DCU report to credit bureau for secured cards?

You will have to ask DCU, because not everybody reports items to credit bureaus

Does DCU report to credit bureau for secured cards?

anytime you apply for credit you will always have a credit check. even though it is secured they still look at your credit. it allows them to know that you are who you are. identity theft.

FICO Score from SAME credit bureau different, why?

I%26#039;ve noticed the FICO Scores mortgage companies pull up from the big three credit bureau agencies are lower than the ones I buy direct from MyFICO.com when purchased the same day! Experian was the worst with a 36 point difference. Is MyFICO.com samming me into believing my ability for a lower rate is within reach? This smells like a big class action lawsuit. Last month I got an email about a class action lawsuit against one of the CBR%26#039;s and MyFICO, but these things always end up discounting $2 from future purchases.

FICO Score from SAME credit bureau different, why?

There are several different types of bureaus that can be pulled. Standard, auto enhanced and super enhanced. The scores on these will always be different because the information contained on them is not the same.

FICO Score from SAME credit bureau different, why?

All three agencies receive different infomation from different creditors. Some creditors use only one agencies, where some use all three. Experian is always the worst, it%26#039;s the same with my credit score aswell as most people I talk to.

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

My home gas company never disclosed to me that they would be reporting my payments to the credit bureau.i just pulled my credit report and saw 2 late payments(its the only late payments i have in my 7 year history!).they send me bills but its usually erratic so i may have missed those payments.I have called them to remove the late payments,i also told them that i am willing to pay a late payment fee but they have refused. Do i have any legal options?.i am trying to buy a house but the late payment is hurting me

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

Since they extend credit they have every right to report it to the credit bureaus. I also suspect somewhere at sometime they did disclose this information in real fine print.

Your anger is misplaced, you paid the bills late and you have no cause for a lawsuit.

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

If that was me I would change utilities company and see if they like loosing you as a customer and be sure you advertise that fact to anyone who will listen.

Your offering to pay the late fee should have made things right again after all it was only 2 payments.

I think legally they have to accept the payment ask about it I%26#039;m sure that%26#039;s correct well in Oz it is.

I would have been furious if I found out the same thing

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

if you have an open account with anyone then they can report it to the credit bureau and they i really nothing that you can do about it because you were late then they have a right to report it to

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

I don%26#039;t think anyone has an obligation to tell you that your payments are being reported to a major credit bureau. That%26#039;s pretty much what credit bureaus do. Anywhere you have a payment account of any type, you should assume that someone somewhere is keeping track of its status.

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

you are not going to like this, but the only thing that counts is your bill was paid late. twice. it is your responsibility to make payment on time regardless whether you recieve the statement or not. all the liars and decievers have made things the way they are and now we have to suffer. make sure you know when all your bills are due andmake sure your payments do not get lost in the mail by checking with your bank to see if your checks have cleared deposit. maybe just maybe with some kindness the company will remove the late payments for u, just remember they do not have to

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

Unfortunately, yes they do report late payment to the CRA%26#039;s and there is nothing one can do about this. Here is the definition of who has authority to report negative payment history to a credit reporting agency.

(d) Definitions. For purposes of this section, the following definitions shall apply:

(1) The term 鈥減re-existing business relationship鈥?means a relationship between a person, or a person%26#039;s licensed agent, and a consumer, based on--

(A) a financial contract between a person and a consumer which is in force;

(B) the purchase, rental, or lease by the consumer of that person%26#039;s goods or services, or a financial transaction (including holding an active account or a policy in force or having another continuing relationship) between the consumer and that person during the 18-month period immediately preceding the date on which the consumer is sent a solicitation covered by this section

搂 624. Affiliate sharing [15 U.S.C. 搂 1681s-3]

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

First, if you have a seven year history an that%26#039;s the only derogatory information, you are in good shape. It shouldn%26#039;t count that much against you in getting a mortgage. Warning: some mortgage lenders make a big deal out of little things, trying to convince you that you have bad credit so that they can push you into a special plan for people with %26quot;bad credit%26quot;, which is much more profitable for them. This happened to me. (I had a couple little things on my report.) I went to a different lender who didn%26#039;t care about a couple little things in a generally good history and was quoted a rate 3% below the first company on a 30-year fixed. My point is that there is no one set of loan rules. Every lender is different.

I don%26#039;t have this problem any more. I sent my utilities a form to direct charge my Visa card on the last allowable payment date.

Normally, credit bureaus regard %26quot;late%26quot; as meaning as least 30-days late. It isn%26#039;t worth suing over, but if you were only a few days late and it%26#039;s showing as 30, you can send a dispute letter to the bureau.

Can i sue my utilities company for reporting to the credit bureau without disclosing to me?

Under your condition,I propose visit here to get some ideas.http://creditreport.online-helper.info/1...

If the housing market problem is fixed ,then the credit bureau?

the credit bureau should need overhauling too,right or wrong?.

If the housing market problem is fixed ,then the credit bureau?

I don%26#039;t think so...The credit Bureau use FICO scoring which have been a good predictor of credit. It is the banks and individual who gave and took loans with out seeing income and people buying home they could not afford to begin with. The last people to blame are the credit bureaus.

If the housing market problem is fixed ,then the credit bureau?

The credit bureaus have nothing to do with the current real estate woes....but you can blame mortgage brokers, lenders, Realtors, brokerage firms, wall street and most buyers who allowed their emotion and greed to cloud their judgment. The bureaus report credit data and had nothing to do with what others did with that data.

If the housing market problem is fixed ,then the credit bureau?

I firmly believe that the credit bureaus only report the results of the current economic situation. There are some changes forthcoming to the way the bureaus will report authorized user accounts and they are working to better report the accounts of people that use their credit but pay timely.

see the federal trade commission to get the updates directly from the source. Hope this helps

GE Money Bank of Salt Lake City,Utah, What Credit Bureau they use for extending credit for Credit Ca

Do anyone now what credit bureau GE Money Bank of Salt Lake City Utah use for extending credit for Credit Care. I want to get dental work done. My insurance cover some but not all. I know GE Money Bank of Salt Lake City Utah offer a credit card for health care. I ask my dentist they do not know nor would GE Money tell me. If anyone can help please let me know do they use Equifax, Experian or Trans Union. GE Money offer instant approval online or over the phone.

GE Money Bank of Salt Lake City,Utah, What Credit Bureau they use for extending credit for Credit Care?

They use Equifax. Most of the time, but not always, it%26#039;s an instant decision.

If your scores are bad, below 600, or if you have fairly recent baddies, you might go through the dental office when applying. Many times having the medical provider apply for you will get you approved.

If your scores are above 600 and if your baddies are old, if you have any, you might just apply online.

If you know how much the dentist is going to charge, for instance they claim it will cost $1000.00, you might ask for $2000 or so.

While they are fairly easy with approvals, they really stink at giving people increases.

If the dentist is going to be fairly high, you will probably be given a 0% promo for X number of months.

If you are given the promo, CareCredit may tell you your payments would be (for example) $10/month. If so, pay $30 or more a month. Be sure to have the promo paid off at least one month early.

GE Money Bank of Salt Lake City,Utah, What Credit Bureau they use for extending credit for Credit Care?

Get a copy of your report first..know what is there then why worry about which one? They are supposed to disclose terms etc..with you before you apply but it doesn%26#039;t make sense why they wouldn%26#039;t be up front about which one they use. Maybe you talked to the wrong person or maybe it is a shady deal. Be careful about charging medical bills on credit cards it will muss you up. I learned the hard way that no one cares if you owe medical bills but if you don%26#039;t pay your card? you are screwed.