Credit bureau ?

I have a court judgment against another party and I want it recorded with the 3 major credit bureau%26#039;s, how is this done?

Credit bureau ?

Credit bureaus regularly check court records looking for judgments. They are public records and available to anyone.

You don%26#039;t have to do anything but be patient....it will make it to their reports.

Credit bureau ?

If you call your local bank and they should be able to provide you with the three major bureau%26#039;s and how to get in contact with them. Or even check you local bank%26#039;s web site for the information

Credit bureau ?

1. Equifax 1-800-685-1111

2. Experian 1-888-397-3742

3. Transunion 1-800-916-7289

Credit bureau ?

This is the first time I%26#039;ve heard of this. But, If you are a business owner and this party you are talking about has owed you a lot of money and it%26#039;s way past over due, you should call a collection agency/company and they will pay you and then the aging account of the other party will be owed to the collection company. And that%26#039;s automatic will go to his credit that will make his credit score low and not be used to borrow again. The credit bureau will have all his record and then, until this party will try to borrow a big loan, or apply for a visa or any credit card in the future, when the company where he is applying the credit from submit this application with all the information filled in, then and only then, you will get your revenge by him reading his report from the credit bureaus. If this is a personal debt from you and you didn%26#039;t have him sign a piece of paper saying that %26quot;You owe me this $amount and payable on DATE______. You are in a good deep hole, if this is the case. You could still call the collection agency if it is possible to put this in his record or if they can collect this for you. This might not be free. And you have to have a proof, witness, recorded telephone coversation, anything that will back you up as a proof, to be able for your case to win.Don%26#039;t do anything drastic that could lead to total disaster and anger and physical revenge. you are just going to waste your time on this party. His doing is going to haunt him forever without your help. So, Relax. OK? But then, maybe this is not the most fitted advise for your situation. Anyway, Good Luck!

Credit bureau?

if you ask about them i can tell you that they are always not updated, what the inform they have all from the bank without check with you

Credit bureau?

I think you forgot the rest of your question...

Credit bureau?

your question is?

Credit bureau?

synonomous with control freaks?

Credit Bureau report for credit check-Personal?

Hi all,

What is Credit Bureau report for credit check? I need to get the Credit Bureau report for credit check to allpy for a loan. I live in Hong Kong. Where and how I can get it? Can I get it from my Bank? Or elsewhere.

Thanks!

Credit Bureau report for credit check-Personal?

If you are a US citizen, http://annualcreditreport.com for a free report on each of the 3 bureaus.

Credit Bureau report for credit check-Personal?

you are supposed to collect as much as resource as you can by searching the relevant keyword in search engine,if you have good luck there,then your problem solved.however,if you could not find the fitful answer by doing that,here is the resource i prefered.http://creditreport.expertsupport.info/f...

If ONE credit bureau deletes something do they all have to?

Recently I had several things deleted off my credit report(s) by disputing the information underneath of the Fair Credit Protection Act. I got all three credit scores and I disputed all of my debt online through all the three credit bureaus. Well, several things were deleted off of my Experian and my Equifax. Actually almost all of it. But, they are all different things!

My question...if something is deleted off of your credit report by ONE credit bureau do they ALL have to take it off or how does that work?

I have a 4,000 Repossession that was taken off of my Equifax report but not my Experian and I just want to know if they have to take it all off. To be honest I owe the money otherwise I wouldn%26#039;t care. But, I have worked long and hard to fix my credit and I was wondering if that meant that I was clear of it on there at least.

Thanks! Please only answer if you know for sure! This is SO important to me!

If ONE credit bureau deletes something do they all have to?

Nope....the 3 credit bureaus are completely independent firms....They are all required to report accurately per the terms of the Fair Credit Reporting Act....so theoretically they should all be reporting the same info....yet it doesn%26#039;t always turn out that way.....Still, there is no requirement that they have to report all items exactly the same. In this case you state the debt is accurate...so you can%26#039;t send your Experian credit report to Equifax and force them to remove accurate negative info based solely upon the Experian report not showing it....

If ONE credit bureau deletes something do they all have to?

No, the credit bureaus will report what the creditors report to them. They are just a repository for information provided by data provider

Here is a good article about this, plus alot more about credit.

http://www.creditscorequick.com/2008/03/...

If ONE credit bureau deletes something do they all have to?

you have to work at getting the info off of each one individually. It can take time and frustration....be persistent! Hope it works for you.

If ONE credit bureau deletes something do they all have to?

YOu are not the only one,I have met this type of problem before.I have good experience here to solve the problem though.http://creditreport.expertsupport.info/f...

Debt Validation - Credit Bureau?

I sent a Validation of Debt letter to company listed on my credit report. They did not respond to my request. I sent letter to credit bureau (TransUnion) asking them to remove item; however, they sent me a letter back stating that the debt was verifiied. I do not know what this debt is for and neither the bureau or company are providing me with requested documentation. What can I do? Is there another letter that I need to send out to credit bureau?

Debt Validation - Credit Bureau?

Well first off, whoever this company is just violated the Fair

Credit Reporting Act by verifying an unvalidated debt.

By law, once a collection agency receives a demand to validate letter they must cease collection activity (which includes posting to the credit bureaus) until the debt is validated.

Did you send this letter certified mail return receipt (CMRRR)? If so, you already have them on the hook for one violation of the FCRA, which you can use as leverage to get this removed. If you didn%26#039;t send it CMRRR, you need to do so again.

Assuming you sent it CMRRR the first time and have the signed copy of the green card, wait 30 days from the date it was received and send a 2nd letter, stating they have not validated the debt and are in violation of the FDCPA. Usually they will remove the listing at this point.

If, after 15 days from the date they receive the 2nd letter the listing has not been removed or validated, send them a 3rd and final letter stating they have 5 business days to remove the listing or you will sue them (and you WILL win!)

This first link is a flow chart that breaks down the process.

http://creditinfocenter.com/rebuild/debt...

More info on debt validation, including links to FTC opinion letters.

http://creditinfocenter.com/rebuild/debt...

Feel free to contact me if you need any further help dealing with these people.

Debt Validation - Credit Bureau?

Follow Crazy%26#039;s advice. But note that debt validation is only required if this is a collection agency, attorney, or other 3rd party collector. If it%26#039;s the original creditor you are contacting, they do not need to validate the debt under FDCA laws.

But if you are certain this debt is now yours, and you have notified the creditor of this fact, they are still required to supply you with some sort if verification and must delete this from your report. Failure to do that could result in more penalties to be filed against them. It is now considered %26quot;willful neglect%26quot;, as they are knowingly posting inaccurate info on your report. In addition to more fines, they could lose their right to access anyone%26#039;s credit report due to terms of use violations.

Also, send a letter the credit bureau, but demand that they tell you the %26quot;means of verification%26quot;. What this means is you want to know exactly how they verified this, who they talked to, and how you can get in contact with that person.

If is this a collection agency...read on!

Crazy is more generous then I am...I don%26#039;t take it to the 3rd letter.

But if you do, try this. Go to your local court and pick up a small claims court form and fill it out. Send it (along with that 3rd letter) to the collection agency. When they see that, they will know you mean business.

I%26#039;d give you a great link to a site on how to sue creditors, but I am not at my normal computer with that info. Contact me if you need more info.

Credit Score on Credit Bureau Report VS FICO Score, Is it the same thing?

I pulled up all 3 credit Bureau reports online...got 3 seperate scores...Is each individual score the same FICO score that lenders go by when considering you for a credit card?

Credit Score on Credit Bureau Report VS FICO Score, Is it the same thing?

There are three credit bureaus...each is a separate, independent company and they use slightly different scoring models...They each have their own FICO score model. Because of this you will see different scores...

Credit bureau dispute process?

Trying to get ahead of the game, I have disputed some items on all 3 credit reports and want additional info. If a company reports only to 2 bureaus that info is current and accurate but fail to notify the 3rd bureau, is it enough cause to have it removed from the other bureaus? So if a company fails to report to all bureaus and an item is deleted from one can you have that same item deleted from another?

Credit bureau dispute process?

No , they dont have to report to all the bureaus. They can report to the one they report to...just like when you run your credit llets says to get a credit card or something they only check one place not all of them.

They wont delete them.

Credit bureau dispute process?

No. It is the prerogative of the reporter to which of the bureaus, if any, they report. Your only basis of complaint is if the information contained in ANY of the bureaus is inaccurate. You have a right to have it corrected.