Ok thanks! (Credit Bureau question).......?

Yeah this person added me about 2 weeks ago, and I called the credit card company and they said they report to the credit bureau at the end of each month, but I have heard that it taked the credit bureau to report it to my credit repot 30 to 60 days! And 30 days is fine but 60 days is a little too late for me! But it%26#039;s usually 30 days?

Ok thanks! (Credit Bureau question).......?

The 3 major credit bureaus have a 24 hr turnaround for urgent situations. Depending on your situation, see if your company will contact them and fax in your info. Are you trying to get a mortgage?

It%26#039;s usually 30 days but sometimes the companies haven%26#039;t updated their tapes in time and it goes on the next reporting cycle. Also, if they are a small company with less than 500 accounts they do not report at all. Many people are unaware of this and are upset when the car they purchased and paid for (on time) from JOE%26#039;S AUTO will never be reported on their credit.

Ok thanks! (Credit Bureau question).......?

your question isn%26#039;t clearly written...%26quot;what person%26quot; added you? and, did they report your credit to the credit bureau? Why is it too late for you and what is too late for you? 30 days is the norm and should not be a problem for anyone. Why is that a problem for you?

Ok thanks! (Credit Bureau question).......?

Since reporting dates can differ, the actual timeframe for them to report can vary. For instance, if your account date is the 10th of each month, the company may report then. Or, they may report on the 1st of each month. So, if something happened today, they could report it tomorrow, or they could report it next month on the day they normally update with the bureaus.

But credit bureaus do update more recent than 60 days.

Ok thanks! (Credit Bureau question).......?

Yes, everything you said is correct. I just closed two credit card accounts and they both told me it would take 30-60 days to appear in my credit report. That%26#039;s normal.

Ok thanks! (Credit Bureau question).......?

Sorry, but no emergency fixes to your credit report will ever work. Do not expect that your credit score will skyrocket 30 days after you get a card reported on your credit history. First of all if you are just an authorized user it does not really carry the same weight on the report as if you were an owner of the account.

Can you rephrase the question and instead ask what is it that you are trying to accomplish, that you need it sooo urgently, perhaps we could help with advice there.

What credit bureau does Discover credit card check when opening an account?

For those of you out there who have a Discover credit card...which credit bureau did they check? Transunion,Equifax, or Experian when running your credit?

What credit bureau does Discover credit card check when opening an account?

It really depends on where you live. Credit card companies rarely pull the same credit bureau for every state.

Go to the site I%26#039;ve listed and click on Forums. Then look in the upper right corner for CreditPulls, click on that. Then type Discover in the box and put in your state.

What credit bureau does Discover credit card check when opening an account?

I don%26#039;t think it%26#039;s equifax. I got a pretty high credit limit from them and equifax had the lowest credit score of the three.

Equifax, however, is the most popular in general it seems.

Credit report- State statue of limitation vs. the credit bureau 7 year limitation?

I know that every state has a statue of limitaion for the amount of time a creditor can contiune to report your debt to the credit bureaus so my first question is:

is this based on the state that you lived in when you collected the debt (all of mine is from when I lived in the state of NC 3 yrs. statue of limitation but I now live in GA who has a 4 yr. statue of limitation) or is it based on the state that you currently live in?

2nd I know that a collector can report your debt for up to 7 years so what is the difference between the state statue of limit and the 7 year statue of limitation the credit bureau allow the collector to keep reporting?

3rd all of my debt ( around $6,000) is to be removed from my credit report s (this is what my credit reports says) by 2010, so should I try to pay the debt off which is going to take me more than the 2 years or just wait for it to be removed from my credit report?

Credit report- State statue of limitation vs. the credit bureau 7 year limitation?

STATUTE

There is no %26#039;statue%26#039; of limitations.

Too many Inquires on my Credit Bureau?

I found out recently when I opened up a new chequing account that I was denied Cheques from the institution because of my credit bureau shows that I have too many inquires in a short time frame! I looked at the history and found out that last summer while I purchased a new vehicle and the dealership was trying to find financing for me...they sent it off to over 10 financial loan institutions. And they all showed up on my credit bureau. And that looks very bad. But, even though I did get a car loan ...I didn%26#039;t know this would effect my history --- until now. I was told by my bank that there is a certain number of inquires allowed when checking into your credit bureau. So how long should I wait until I try to apply again for credit? The bank associate said I have a very good rating, however, the inquiries are too high...NOT FAIR! And I%26#039;m trying to re-establish good credit some how...help...

Too many Inquires on my Credit Bureau?

Typically, the inquiries within the past 90 days are the ones that are most likely to negatively affect your credit. Usually inquiries alone would not be a reason for a denial on a credit request though.

Too many Inquires on my Credit Bureau?

you inquiries are viewed for the last year. too many gives the impression your in dire need of money and looking for additional credit.

Too many Inquires on my Credit Bureau?

Don%26#039;t worry about it. It will only be against you for about 30-60 days. In the meantime what you can do to improve your credit is..

Always pay more than minimum payments even if its a little over.

Always keep your cards less than 1/2 charged up.

ie: You have a card with $5000 credit on it don%26#039;t charge it up to over $2,500

Alberta Credit Bureau?

I would like credit advice, I checked out

http://www.insightempire.com/Alberta-cre...

which was very good for helping with debt solutions and getting more credit.

But i%26#039;m also looking for a bureau for general advice, can anybody help me?

Alberta Credit Bureau?

www.creditinfocenter.com might help

When does a credit bureau decide that dipute attempts are" frivolous"?

After how many disputes does a credit bureau start to ignore your disputes???

When does a credit bureau decide that dipute attempts are%26quot; frivolous%26quot;?

Hacksaw Jim Duggan ignores his credit report and look at where it got him....

....jobbing to guys half his age on HeAT.

When does a credit bureau decide that dipute attempts are%26quot; frivolous%26quot;?

After three times a dispute remains undisputed, the item is taken off of your report. Only 3 times! Do it yourself and save over $100 on credit repair fees. You%26#039;ve got it made!

Looking for Prepaid Credit Card that reports to the credit bureau and has small startup and monthly

I have bad credit and I am working to establish that credit. I%26#039;ve heard of the prepaid credit cards that report to the credit bureau, but some are $30 to start the account. I%26#039;m looking for the following:

- Reports to credit bureau, so that I can improve my credit.

- Low start up fee. (Under $10.00)

- Low monthly or annual fee (Under $10 p/month, $60 p/year)

If anyone knows, or has story about a good card, please respond. Thanks.

Looking for Prepaid Credit Card that reports to the credit bureau and has small startup and monthly fees.?

I think the card that you%26#039;re talking about is the Eufora prepaid card. It has a credit building program [click here https://www.eufora.com/creditbuilder.jsp... From what I gathered from the website, it only reports to Transunion and Equifax. I myself think that a secured card would work out a lot better than this, being that I%26#039;ve had one before, and I don%26#039;t know a whole lot about this. But I%26#039;ve posted the links below explaining more about the Eufora card and where to apply

Looking for Prepaid Credit Card that reports to the credit bureau and has small startup and monthly fees.?

funny you ask, I was just at my bank yest. (WASHINGTON MUTUAL) and the girl asked if i wanted to sign up for a pre-paid credit card. You put your money into it and use it, or use it as like a savings (which defeats the purpose of the card, but to each it%26#039;s own right?) anyway-i already have a debit card and credit so it seemed pointless to me, but she said they report to credit burea, and the start up fee is like 20 bucks. I know my bank is a really good bank to go through. So. . hope this helps!

Looking for Prepaid Credit Card that reports to the credit bureau and has small startup and monthly fees.?

here is one site

acceptmycash.com

they have a secured credit card

line of credit is $300 but with fees you have $50 at the end of transaction number one.

then $50 a year maintenance and $10 a month.

they report to credit bureaus twice a year.

you are better off at the local bank getting a card.

Looking for Prepaid Credit Card that reports to the credit bureau and has small startup and monthly fees.?

go to www.mytributecard.com this is a unsecured creditcard. Everyone turned my friend down untill he applied here! he got approved with them! with a 300. limit with increases every 4 months!! now everyone is sending him credit cards!! this should work for you!! Good luck!