Filing a complaint against the Credit Bureau?

Over 4 years ago i sent information to all 3 credit bureau%26#039;s disputing information. Only 1 took action and deleted or updated information. It did not seem to be a problem until recently. My scores were almost 200 points lower than Trans Union. I want to file a complaint because I did allot of work trying to clean up a mess. A sent hard copies and disputed the information. Does anyone know how to file a complaint or what legal rights I have?

Filing a complaint against the Credit Bureau?

I%26#039;ll be waching this answer. I want to know too.

Is there justice for poor people?

Filing a complaint against the Credit Bureau?

Take the score from the other credit union and make a copy and send it too them and show them. Tell them your not happy and you want it cleared up. You will have to write a wriitten letter to them. You can go online and go to there website and download what you need.

Filing a complaint against the Credit Bureau?

By Law, if you file a complaint with the credit bureaus, they have to respond within 30 days of your request. If they haven%26#039;t verified the validity of your claim within 30 day, then they MUST remove the record in question.

You can re file an investigation and give them 30 days to respond. make sure you send it via certified mail with a return receipt so you know when they received it and when their 30 days will be uo. If no action was taken by the credit bureau then you can contact them and let them know that they have exceeded the allowable time to correct an item and to remove it from your record.

Good luck!

Filing a complaint against the Credit Bureau?

When you file a dispute with a credit reporting agency, they will contact the creditors who provide the information, get a response from those companies, then update your credit file, sending you a result letter and a new credit report in the mail.

When you received your results, did you follow up with the companies? Why would you wait 2 years before making sure the results were accurate? Have you contacted the creditors who are reporting this information to let them know it is wrong?

These are all questions that need to be answered, but if you believe that nothing was done, and the companies ignored your request to dispute inaccuracies on your credit file, contact the Federal Trade Commission and file a complaint there. That is the agency that governs credit reporting agencies.