Which Credit Bureau Do Landlords/Banks Look at Most?

I am in the process of looking for an apartment. I checked my credit score and it%26#039;s 689 (experian %26amp; transunion) and 665 (equifax). Which bureau do landlords look at most when looking at credit score? What exactly are they looking for on the report? And are those scores too poor for me to be considered as a potential tenant....meaning will my scores hurt my chances of getting an apartment?

Which Credit Bureau Do Landlords/Banks Look at Most?

First of all your credit score is pretty decent,infact anything over 620 is good enough to obtain a mortgage,so if you want and are willing you can buy a house to.

Secondly when looking at a credit report lenders or landlords look for things such as credit lines,length of those credit lines, payment history,accounts in collections,delinquent accounts to name a few.

And thirdly when looking at a report,the report from all three bureaus are taken into consideration and your middle score(the number between the highest and lowest) is the one which is taken as your credit score.

Which Credit Bureau Do Landlords/Banks Look at Most?

Many subscribe to all three through service providers.

Which Credit Bureau Do Landlords/Banks Look at Most?

Bambino is so wrong. Bank ,landlords ect look at all 3 bureau from that they use the middle score. To get a mortgage the bank I work for goes down to 475 credit score.

Which Credit Bureau Do Landlords/Banks Look at Most?

If what you%26#039;ll showing is accurate, your scores are very good considering most. Only why an apartment, when you can get a house instead while your score is in good standing. I could let you know thru my company what your options are if you have monies saved toward down payment and closing if needed. Landlords have the option of checking any one of the credit bureaus, so, there%26#039;s no way to be sure which would be pulled for your application. If house hunting becomes serious, call me on 832-687-0307. Thanks